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Friday, August 5th, 2011
Bright Grey the protection specialist insurer has announced impressive figures on its claims history on Critical Illness cover.Many people get confused by critical illness cover and what is for.Read about Bright Grey and how they pay out on 90% of critical illness claims Bright Grey pays 90% of CI claims – IFAonline. Remember you can obtain [...]
Tuesday, July 5th, 2011
When you take out life insurance,you normally have the option to add waiver of premium.Now many of you may never have heard of waiver of premium or have a clue what is is.Let me explain what it is and what benefits has. Simply put waiver of premium is designed to pay your life insurance premiums [...]
Monday, June 6th, 2011
Legal and General have increased their medical limits for life insurance as well as their critical illness offering. This means for example if you are aged up to 35, there will be medical required automatically up £750001 of cover. Many people will not be familiar with the term medical limits as it is normally used [...]
Wednesday, May 25th, 2011
I am often asked what is the best way to protect a mortgage debt if the mortgage is in joint names.Well if the mortgage is in joint names,it would seem reasonable to assume the life insurance should be in joint names,well this is not always the most cost effective way to take out life cover [...]
Friday, May 13th, 2011
Scottish Widows recently carried out a report on consumer protection and found that a high percentage of people said ensuring their financial future was secondary to having the latest satellite TV or broadband. Incredibly more UK citizens insure their pets and mobile phones,than protecting their income.The survey compiled by Scottish Widows asked 5000 people about [...]
Sunday, April 10th, 2011
Mortgage Protection Insurance. If you take out a mortgage,the lender may ask you about mortgage protection insurance,and how the mortgage would be repaid if you were to die.You might also be concerned if you have a joint mortgage and wish to protect your partner and your dependants.Please do not confuse mortgage protection insurance with mortgage payment [...]
Friday, March 18th, 2011
PruProtect have announced a raft of new products, to be added to their protection range. The new products include a unique education cover, which is believed to be the only type on the market. The education cover is designed to meet the costs of putting a child through school and higher education if parents were to [...]
Wednesday, March 2nd, 2011
The European Court Of Justice announced on the 1st of March,that from the 21st December 2012 gender based underwriting would be abolished. This means in simple terms that insurance companies can no longer rate risk, based on an applicants sex.So if you are a female looking for life insurance,you will be treated the same as a [...]
Wednesday, February 23rd, 2011
Life insurer LV= has announced an improvement in its claims payout on Critical Illness and Income Protection policies in 2010.It paid out in 93% of Critical Illness claims and in 92% of Income Protection cases.This is up on 2009 figures of 90% claims payouts.LV= hopes by publishing its claims history,it will improve confidence and trust in both [...]
Monday, December 20th, 2010
The fastest way to find term life insurance quotes is to search online, using a reputable compare life insurance site. A reputable website would be one that shows quotes from all insurers, not just a few insurance providers. So make sure and look around the website and satisfy yourself the site has all the insurance [...]
